We offer a variety of loan options to our clients, from short term solutions, to long term mortgages and everything in between.
If you end up agreeing to the terms and conditions dictated by lenders without performing the proper level of research, you could find yourself paying back thousands of dollars extra in interest each year – and this is the last thing that you’ll want to experience as a home buyer.
Here are just a few of the most popular loan services that we offer:
First Home Buyers
If you are a first time buyer, you may be unfamiliar with the borrowing options and feeling anxious about whole process. As a result, we are here to assist you to find the most competitive rates.
For those of you that may be interested in investing in properties, you’ll undoubtedly eager to minimize your expenses from the offset. Therefore, ask us to find you a suitable loan and deal with your bank on your behalf
A construction loan is a type of home loan designed for people who are building a home as opposed to buying an established property. It has a different loan structure to home loans designed for people buying an existing home.
A construction loan most commonly has a progressive drawn-down. That is, you draw down the loan (or increase your borrowing) as needed to pay for the construction progress payments.
The amount available to borrow will be partly based on the value of the property upon completion of the construction.
A construction loan will usually be interest only over the first 12 months and then revert to a standard principal and interest loan.
If you are already repaying a loan, ask us to find you a more competitive rate.
Self-employed / Low Doc Loans
For those who are self-employed and are unable to prove their income through traditional means.This is the only way that you can borrow without recent tax returns or financial statements.
Loans in the name of company and trusts
We can assist investors who are interested to buy or refinance their property in the name of a Pty Ltd company for a variety of asset protection and taxation reasons.
Vehicle/ Equipment loans
We can assist you in purchasing the dream car that you have always wanted or more equipment to build your business